Behaviour & rules
We detect if it’s an immediate card or a differed card.
If it's an immediate debit card, we import transactions are shown directly on the checking account.
If it's a differed debit card, then we create a card account.
show_client_side flag is set at
true and transactions can be displayed to the customer.
Specificities of transaction management at the end of the period
Some examples :
CM/CIC : Payment the 20th but it’s debited the 27th
Crédit Agricole : Mid-month payment and debited at the beginning of the next month
BNP : last business day of the month
Case 1: transactions grouping
As transactions are displayed on the card account, a summary transaction with the total amount spent and the wording “monthly debit” will appear.
This is the default case for all banks except the listed banks in the second case (below).
Case 2 : All transactions from cards accounts are pasted on the checking account
In that case, checking account transactions are hidden and
show_client_side flag is set as
Banks with this behavior :
- Banque populaire pro et particulier (Alsace, Côte d’Azur)
- Banque populaire pro (Ouest, Lorraine Champagne, Provence et Corse)
- Banque chaix pro et particulier
- Crédit maritime de la région nord